Wildfire Insurance Coverage Study Act of 2025
Introduced Jan 16, 2025 by Rep. Maxine Waters
It's waiting on a committee vote to reach the full chamber. Most bills never leave this stage.
This bill requires reports regarding wildfire risk and damage. Specifically, the Government Accountability Office (GAO) must report on trends in wildfire declarations, mitigation practices, state and federal programs regarding wildfire risk, and the need for a national map of wildfire risks.
The GAO must also report on (1) the availability and cost of wildfire insurance coverage for homes and commercial property, (2) state regulatory responses to increasing costs of coverage, and (3) impediments to private wildfire insurance coverage.
Summary by the Congressional Research Service.
No floor votes yet — it hasn't reached the floor of either chamber.