Rural Depositories Revitalization Study Act
Introduced Dec 9, 2025 by Rep. Ralph Norman
It's waiting on a committee vote to reach the full chamber. Most bills never leave this stage.
This bill requires federal banking agencies to study and report on approaches to support rural depository institutions.
Specifically, the Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation must jointly (1) study and report on methods to improve the growth, capital adequacy, and profitability of rural depository institutions; and (2) identify statutes and regulations that limit such methods or prevent the establishment of new rural depository institutions.
Summary by the Congressional Research Service.
No floor votes yet — it hasn't reached the floor of either chamber.