Bankruptcy Threshold Adjustment Act
Introduced Feb 26, 2026 by Rep. Ben Cline
Both chambers passed it. It's headed to the President to be signed or vetoed.
This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies.
Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million.
The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Chapter 13 bankruptcy.)
Summary by the Congressional Research Service.
No recorded roll-call vote on this bill — it may have passed by voice vote or unanimous consent, which don't record individual votes.
- Sep 28, 2026Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
- Sep 28, 2026Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
- Sep 17, 2026Received in the Senate, read twice.
- Sep 16, 2026Motion to reconsider laid on the table Agreed to without objection.
- Sep 16, 2026On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5939-5940)
- Sep 16, 2026Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
- Sep 16, 2026DEBATE - The House proceeded with forty minutes of debate on H.R. 7730.
- Sep 16, 2026Considered under suspension of the rules. (consideration: CR H5939-5941)
- Sep 16, 2026Mr. Cline moved to suspend the rules and pass the bill, as amended.
- Aug 27, 2026Placed on the Union Calendar, Calendar No. 684.
- Aug 27, 2026Reported (Amended) by the Committee on Judiciary. H. Rept. 119-783.
- Mar 26, 2026Ordered to be Reported (Amended) by Voice Vote.
- Mar 26, 2026Committee Consideration and Mark-up Session Held
- Feb 26, 2026Referred to the House Committee on the Judiciary.
- Feb 26, 2026Introduced in House