Incentivizing Safe and Sound Banking Act
Introduced Mar 9, 2026 by Rep. Maxine Waters
It's waiting on a committee vote to reach the full chamber. Most bills never leave this stage.
This bill allows the Federal Deposit Insurance Corporation to, during cease-and-desist proceedings for unsafe or unsound practices in an institution, prohibit the sale of stock in a bank or holding company by an officer or director of the bank or any bank-affiliated party who received stock as compensation. Further, the bill automatically prohibits the sale of such stocks by senior executive officers at large banks if the bank receives a certain risk management rating or if the bank is under an unresolved supervisory notice issued by a banking regulator.
Summary by the Congressional Research Service.
No floor votes yet — it hasn't reached the floor of either chamber.