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HR 918In committeeTaxeshouse
Mortgage Insurance Tax Deduction Act of 2025
Introduced Feb 4, 2025 by Rep. Julia Brownley
IntroducedCommitteeFloorCongressLaw
It's waiting on a committee vote to reach the full chamber. Most bills never leave this stage.
Latest action · Feb 4, 2025
Referred to the House Committee on Ways and Means.
What it does
This bill reinstates and makes permanent the itemized tax deduction for mortgage insurance premiums.
Under current law, only premiums paid before 2022 (and after 2006) for qualified mortgage insurance (mortgage insurance provided by Department of Veterans Affairs, the Federal Housing Administration, the Rural Housing Service, and certain private mortgage insurers) in connection with obtaining a mortgage may be deducted as an itemized tax deduction. (Some limitations apply.).
Summary by the Congressional Research Service.
Roll-call votes
No floor votes yet — it hasn't reached the floor of either chamber.