Luminous
← All bills
HR 9978In committeeTaxeshouse

Homeowners Premium Tax Reduction Act of 2026

Introduced Jul 30, 2026 by Rep. Gus M. Bilirakis

IntroducedCommitteeFloorCongressLaw

It's waiting on a committee vote to reach the full chamber. Most bills never leave this stage.

Latest action · Jul 30, 2026
Referred to the House Committee on Ways and Means.
Read it on Congress.gov
What it does

This bill establishes a new deduction of up to $10,000 claimed against gross income (above-the-line tax deduction) for annual policy premiums paid or incurred for homeowners insurance on an individual's principal residence.

Summary by the Congressional Research Service.

Roll-call votes

No floor votes yet — it hasn't reached the floor of either chamber.