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S 4428In committeeEducationsenate

No Aid for Ghost Students Act of 2026

Introduced Apr 29, 2026 by Sen. Ashley Moody

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Latest action · Apr 29, 2026
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Read it on Congress.gov
What it does

This bill requires the Department of Education (ED) to establish an identity fraud detection system for the Free Application for Federal Student Aid (FAFSA).

Beginning on October 1, 2026, ED must use an identity fraud detection system to review each submitted application to determine whether the applicant presents a reasonable suspicion of identity fraud. If ED makes such a determination, it must notify the applicant and each institution of higher education (IHE) designated on the application that the applicant is subject to additional identity verification.

An IHE may not disburse federal financial aid to an applicant that presents a reasonable suspicion of fraud unless the IHE verifies the applicant's identity in person or by live video. If the applicant's identity is confirmed, the IHE must notify ED that the applicant's identity has been verified.

ED must establish guidelines for the identity verification procedures conducted by IHEs.

Read the full summary on Congress.gov

Summary by the Congressional Research Service.

Roll-call votes

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