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S 723LawNative Americanssenate

Tribal Trust Land Homeownership Act of 2025

Introduced Feb 25, 2025 by Sen. John Thune

IntroducedCommitteeFloorCongressLaw

Signed into law.

Latest action · May 4, 2026
Became Public Law No: 119-88.
Read it on Congress.gov
What it does

This act sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.

Additionally, the act sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.

The act also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.

The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.

Read the full summary on Congress.gov

Summary by the Congressional Research Service.

Roll-call votes
384–40PASSED
On Motion to Suspend the Rules and Pass
house · Mar 4, 2026
History
  1. May 4, 2026
    Became Public Law No: 119-88.
  2. May 4, 2026
    Signed by President.
  3. Apr 27, 2026
    Presented to President.
  4. Mar 4, 2026
    Motion to reconsider laid on the table Agreed to without objection.
  5. Mar 4, 2026
    On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
  6. Mar 4, 2026
    Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
  7. Mar 4, 2026
    Considered as unfinished business. (consideration: CR H2390)
  8. Mar 3, 2026
    At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
  9. Mar 3, 2026
    DEBATE - The House proceeded with forty minutes of debate on S. 723.
  10. Mar 3, 2026
    Considered under suspension of the rules. (consideration: CR H2359-2362; text: CR H2359-2361)
  11. Mar 3, 2026
    Mr. Westerman moved to suspend the rules and pass the bill.
  12. Dec 15, 2025
    Held at the desk.
  13. Dec 15, 2025
    Received in the House.
  14. Dec 15, 2025
    Message on Senate action sent to the House.
  15. Dec 11, 2025
    Passed Senate without amendment by Unanimous Consent. (consideration: CR S8689-8691; text: CR S8689-8691)
  16. Dec 11, 2025
    Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
  17. Sep 29, 2025
    Star Print ordered on 119-60.
  18. Sep 3, 2025
    Placed on Senate Legislative Calendar under General Orders. Calendar No. 148.
  19. Sep 3, 2025
    Committee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.
  20. Mar 5, 2025
    Committee on Indian Affairs. Ordered to be reported without amendment favorably.
  21. Feb 25, 2025
    Read twice and referred to the Committee on Indian Affairs. (text: CR S1350-1352)
  22. Feb 25, 2025
    Introduced in Senate